Public Offering of
Invego Group Bonds 2026

This website: https://invego.ee/en/investor/bond-issue2026/ (the Website) provides information regarding the public offer of bonds by Invego Group OÜ. The information presented herein may be summarised, non-exhaustive, indicative and non-binding. The only binding information is in the “Documents” (to the extent indicated therein) as defined in the “Terms and Conditions of Invego Group OÜ Non-Convertible Bond Issue”. The information contained on this Website has not been independently verified. You should not rely upon it or use it to form the definitive basis for any decision, commitment or action whatsoever.

The information presented herein does not constitute an offer to sell or a solicitation of an offer to buy any securities. The information contained on the Website is an advertisement within the meaning of Regulation (EU) 2017/1129. The documents made available on the Website have not been submitted to, reviewed by, confirmed, registered or approved by any regulatory or supervisory authority of any jurisdiction. The bonds are offered based on the documents made available on the Website, in accordance with Article 3(2) of Regulation (EU) 2017/1129 and the respective national legislation of Estonia, Latvia and Lithuania.

Investment in the bonds of Invego Group OÜ discussed herein involves certain risks. The principal risk factors that may affect the ability of Invego Group OÜ to fulfil its obligations are discussed in the ”Information Document for Non-Convertible Bond Issue in the Maximum Aggregate Nominal Value of up to EUR 8,000,000” of Invego Group OÜ which is available on the Website. If any of these risks materialize, the investor may not receive the expected return or may incur partial or complete loss of their investment. The list of risks is reflective of Invego Group OÜ’s understanding of risks related to the issue of bonds as of the date of the information document. The list of risks should not be deemed to be exhaustive. Additional risks and uncertainties relating to Invego Group OÜ that are not currently known, or that are currently deemed immaterial, may individually or cumulatively also have a material adverse effect on the business, prospects, results of operations and/or financial position of Invego Group OÜ and its ability to redeem the bonds.

Before entering into any transaction in respect to the bonds of Invego Group OÜ you must ensure that you fully understand such transaction and have made an independent assessment of the appropriateness of such transaction in the light of your own objectives and circumstances. Prospective investors should carefully acquaint themselves with the Documents before deciding to invest in the bonds. Nothing presented on the Website or in the Documents may be construed as investment, financial, legal, tax, accounting or other specialist advice or a recommendation.

Please consult with an expert, if needed. Investors should conduct their own inquiries into the possible financial, accounting, legal risks and tax consequences associated with the issue of and investment in the bonds.

The bonds of Invego Group OÜ are offered only in Estonia, Latvia and Lithuania. The information contained in this section of the Website is not intended for publication, distribution or transmission, in whole or in part, directly or indirectly, in any other country or in any circumstances in which such publication, distribution or transmission would be unlawful. No sale or offering of the bonds will be made in any jurisdiction other than Estonia, Latvia and Lithuania.  No sale or offering of the bonds will be made in any jurisdiction where such offer, solicitation or sale would be unlawful, without any exemption or qualification provided by law, or to persons to whom financial sanctions have been imposed by competent authorities. Persons visiting this Website who are subject to the laws and regulations of any such jurisdiction must inform themselves of and comply with all applicable restrictions or requirements.